Hawaii is known worldwide for its breathtaking beaches, warm climate, and relaxed lifestyle. However, many people believe that owning a home in Hawaii is only for the rich due to the high property prices. Fortunately, there are affordable towns in Hawaii where you can still enjoy island life without breaking the bank. This article highlights the top 10 towns in Hawaii that offer affordable housing options for those looking to buy a house.
Whether you are a young professional, a family, or someone considering relocating to Hawaii, knowing where to find budget-friendly homes is essential. These towns not only offer lower median home prices but also provide a great quality of life with access to the island amenities. According to real estate data from Zillow and reports by U.S. News, these towns are among the best buys for those on a budget.
1. Pahoa, Hawaii (Big Island)
Pahoa is a small town located on the Big Island that offers some of the lowest home prices in the state. It has a quaint, local atmosphere with a blend of artistic and natural surroundings. The median home price here is significantly lower than other parts of Hawaii, making it an attractive option for homebuyers seeking affordability combined with island charm.
2. Eleele, Kauai
Eleele is a quiet town on the island of Kauai, known for its peaceful environment and affordable real estate market. It is a great place for those who want to live close to nature, with easy access to beaches and hiking trails. Compared to more popular towns in Kauai, Eleele’s home prices are generally lower.
3. Waianae, Oahu
Waianae, located on the west side of Oahu, is one of the most affordable towns on the island where homes are cheaper compared to Honolulu. It offers beautiful beaches and a strong local community feel. According to the Honolulu Board of Realtors, Waianae remains a pocket of affordability on an otherwise expensive island.
4. Naalehu, Hawaii (Big Island)
Naalehu is another Big Island town known for affordable housing options. It is situated in the southern part of the island, providing a rural lifestyle with lush surroundings. The cost of living here is lower, and property prices can be quite reasonable for buyers who want to enjoy Hawaii’s unique natural beauty.
5. Lanai City, Lanai
Lanai City offers affordable homes away from the busier tourist areas. This small town on the island of Lanai is perfect for those seeking privacy and a slower pace of life. Real estate prices in Lanai City are moderate compared to other Hawaiian islands, making it a hidden gem for budget-conscious buyers.
6. Kahului, Maui
Kahului is the main commercial center on Maui and offers more affordable housing than the resort towns on the island. It is a practical option for people who want to live on Maui but avoid the high prices in areas like Wailea or Kaanapali. Kahului has good infrastructure and access to shops, schools, and transportation.
7. Hilo, Hawaii (Big Island)
Hilo is one of the larger towns on the Big Island and is known for its wet climate and lush greenery. The housing prices in Hilo are some of the lowest in the state, making it attractive to families and retirees alike. It has a lively local culture and offers plenty of outdoor activities.
8. Kapaa, Kauai
Kapaa is a town on the east side of Kauai that boasts affordability in comparison to other areas of the island. It features a charming small-town vibe with shops and dining options nearby. This makes Kapaa a great choice for budget-conscious buyers looking for island living with convenience.
9. Ewa Beach, Oahu
Ewa Beach is another affordable area on the island of Oahu. Though closer to Honolulu, it offers reasonably priced homes for buyers willing to live a little outside the city’s main areas. It’s popular among young families and professionals who desire proximity to the city but at a lower cost.
10. Kailua-Kona, Hawaii (Big Island)
Kailua-Kona is famous for its sunny weather and oceanfront living. While some parts of Kona are expensive, certain neighborhoods offer affordable homes, especially compared to other coastal towns in Hawaii. It relates well to buyers who want a balance between energy and affordability.
Finding affordable homes in Hawaii is possible if you know where to look. These towns offer a range of options for buyers seeking island life without the high price tags seen elsewhere.
